In recent years, the increasing cost of real estate has made it difficult for many locals to afford homes in their communities. MoneyGeek analyzed changes in homeownership costs, home price appreciation and median incomes from 2019 to 2022 to reveal 26 counties in the U.S. where the housing market is no longer affordable. The combination of rapidly rising mortgage rates and double-digit increases in home prices led to an easily predictable consequence during the second quarter of 2022.